Homeโ€บXero vs Harvest
Updated March 2026 ยท Independent Analysis

XerovsHarvest

Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo. Harvest is rated higher at 4.4/5 vs Xero's 4.3/5.

X
Xero

Cloud-based accounting software for small businesses and accountants

โ˜… 4.3/5Founded 20064.2M+ subscribers users
Try Xero Free โ†’
H
Harvest

Time tracking and invoicing software for teams and freelancers

โ˜… 4.4/5Founded 200680K+ companies users
Try Harvest Free โ†’

โšก Quick Stats

โญ
Avg Rating
Xero4.3/5
Harvest4.4/5
๐Ÿ† Harvest wins
๐Ÿ’ฐ
Starting Price
Xero$25/mo
Harvest$10.8/mo
๐Ÿ† Harvest wins
๐Ÿ”ง
Features
๐Ÿ† Xero wins
๐ŸŽ
Free Plan
HarvestYes โœ“
๐Ÿ† Harvest wins

๐Ÿ“Š Ratings Breakdown

X

Xero

4.3/5 avg
G2 Score4.3/5
Capterra Score4.4/5
Overall Avg4.35/5
H

Harvest

4.4/5 avg
G2 Score4.3/5
Capterra Score4.6/5
Overall Avg4.449999999999999/5

โšก Quick Verdict

Independent analysis based on features, pricing, and user ratings

Choose Xero if you need:
  • โœ“ Bank Reconciliation
  • โœ“ Expense Claims
  • โœ“ Financial Reports
  • โœ“ Payroll
  • โœ“ Inventory
Try Xero Free โ†’
Choose Harvest if you need:
  • โœ“ Time Tracking
  • โœ“ Expense Tracking
  • โœ“ Project Budgets
  • โœ“ Team Scheduling
  • โœ“ Reporting
Try Harvest Free โ†’

๐Ÿ”ง Feature Comparison

Xero uniquely offers Bank Reconciliation, Expense Claims, Financial Reports. Harvest uniquely offers Time Tracking, Expense Tracking, Project Budgets. Both share 2 features including Invoicing, Mobile App.

Feature
Xero
Harvest
Invoicing
โœ“
โœ“
Mobile App
โœ“
โœ“
Bank Reconciliation
โœ“
โœ—
Expense Claims
โœ“
โœ—
Financial Reports
โœ“
โœ—
Payroll
โœ“
โœ—
Inventory
โœ“
โœ—
Purchase Orders
โœ“
โœ—
Multi-currency
โœ“
โœ—
Project Tracking
โœ“
โœ—
Fixed Assets
โœ“
โœ—
Hubdoc (Receipt capture)
โœ“
โœ—
1000+ Integrations
โœ“
โœ—
Bank Connections
โœ“
โœ—
Tax Filing
โœ“
โœ—
Time Tracking
โœ—
โœ“
Expense Tracking
โœ—
โœ“
Project Budgets
โœ—
โœ“
Team Scheduling
โœ—
โœ“
Reporting
โœ—
โœ“
Timesheets
โœ—
โœ“
Approval Workflows
โœ—
โœ“
Online Payments
โœ—
โœ“
Integrations
โœ—
โœ“
Browser Extension
โœ—
โœ“
Desktop App
โœ—
โœ“
API
โœ—
โœ“
Forecasting (Forecast add-on)
โœ—
โœ“
Total Features
15
15

๐Ÿ’ฐ Pricing Comparison

Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo.

X

Xero Plans

Paid plans only

EarlyBest Value
$25/mo
  • โ€ข 20 invoices
  • โ€ข 5 bills
  • โ€ข Bank reconciliation
Growing
$55/mo
  • โ€ข Unlimited invoices
  • โ€ข Bulk reconciliation
Established
$90/mo
  • โ€ข Multi-currency
  • โ€ข Expense claims
  • โ€ข Advanced analytics
Full Xero pricing breakdown โ†’
H

Harvest Plans

Free tier available

Free
Free
  • โ€ข 1 seat
  • โ€ข 2 projects
ProBest Value
$10.8/seat/mo
  • โ€ข Unlimited projects
  • โ€ข Unlimited clients
Full Harvest pricing breakdown โ†’
๐Ÿ”” Get notified when prices change

โ“ Frequently Asked Questions

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